/* S&M Agentes de Seguros — azul marino + vinotinto (colores del logo) */
:root {
    --azul: #1f4677;
    --azul-osc: #0f2642;
    --azul-noche: #0a1a30;
    --azul-claro: #e9eef5;
    --vino: #6e2439;
    --vino-vivo: #8e3550;
    --vino-osc: #551a2b;
    --vino-claro: #f3a6b8;
    --tinta: #1e293b;
    --gris: #64748b;
    --borde: #e2e8f0;
    --fondo: #f5f7fa;
    --blanco: #ffffff;
    --radio: 18px;
    --sombra: 0 12px 32px rgba(15, 38, 66, .08);
    --degradado: linear-gradient(135deg, var(--azul) 0%, var(--azul-osc) 100%);
    --fuente: 'Plus Jakarta Sans', 'Segoe UI', sans-serif;
}

* { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { font-family: var(--fuente); color: var(--tinta); background: var(--blanco); line-height: 1.65; overflow-x: hidden; }
a { color: inherit; text-decoration: none; }
img { max-width: 100%; }
.wrap { width: 100%; max-width: 1180px; margin: 0 auto; padding-left: 20px; padding-right: 20px; }

/* Botones */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: .55rem; padding: .85rem 1.6rem; border-radius: 12px; font-weight: 700; font-size: .97rem; border: 2px solid transparent; cursor: pointer; transition: transform .2s, box-shadow .2s, background .2s, color .2s; font-family: var(--fuente); }
.btn:hover { transform: translateY(-2px); }
.btn-azul { background: var(--degradado); color: var(--blanco); box-shadow: 0 8px 20px rgba(31, 70, 119, .3); }
.btn-azul:hover { box-shadow: 0 12px 26px rgba(31, 70, 119, .4); }
.btn-borde { border-color: var(--azul); color: var(--azul-osc); background: var(--blanco); }
.btn-borde:hover { background: var(--azul-claro); }
.btn-blanco { background: var(--blanco); color: var(--azul-osc); }
.btn-vino { background: var(--vino); color: var(--blanco); }
.btn-vino:hover { background: var(--vino-osc); }
.btn-sm { padding: .55rem 1.1rem; font-size: .9rem; border-radius: 10px; }
.btn-bloque { width: 100%; margin-top: 1.2rem; }

/* Navegación */
.nav { position: sticky; top: 0; z-index: 50; background: rgba(255,255,255,.95); backdrop-filter: blur(10px); border-bottom: 1px solid var(--borde); }
.nav-in { display: flex; align-items: center; justify-content: space-between; height: 74px; }
.marca { display: flex; align-items: center; gap: .65rem; }
.marca-escudo { height: 50px; width: auto; display: block; }
.marca span { display: flex; flex-direction: column; line-height: 1.05; }
.marca strong { font-size: 1.45rem; font-weight: 800; color: var(--azul-osc); letter-spacing: -.5px; }
.marca strong em { font-style: normal; color: var(--vino); }
.marca-clara strong em { color: var(--vino-claro); }
.marca small { font-size: .74rem; color: var(--gris); font-weight: 600; }
.nav-links { display: flex; align-items: center; gap: 1.8rem; }
.nav-links a:not(.btn) { font-weight: 600; color: var(--gris); font-size: .95rem; }
.nav-links a:not(.btn):hover, .nav-links a.activo { color: var(--azul); }
.nav-toggle { display: none; background: none; border: 0; font-size: 1.4rem; color: var(--azul-osc); cursor: pointer; }

/* Hero */
.hero { background: radial-gradient(circle at 90% 10%, #dde6f1 0%, transparent 45%), radial-gradient(circle at 0% 100%, #f5e3e8 0%, transparent 40%), var(--fondo); }
.hero-in { display: grid; grid-template-columns: 1.1fr .9fr; align-items: center; gap: 3rem; padding-top: 5rem; padding-bottom: 7rem; }
.pastilla { display: inline-flex; align-items: center; gap: .55rem; background: var(--blanco); border: 1px solid var(--borde); padding: .4rem .95rem; border-radius: 999px; font-size: .85rem; font-weight: 600; color: var(--azul-osc); box-shadow: var(--sombra); }
.punto { width: 8px; height: 8px; border-radius: 50%; background: #10b981; box-shadow: 0 0 0 4px rgba(16,185,129,.18); }
.hero h1 { font-size: clamp(2.4rem, 5.4vw, 4rem); line-height: 1.08; font-weight: 800; letter-spacing: -1.5px; margin: 1.3rem 0 1rem; color: var(--azul-noche); }
.resaltado { background: linear-gradient(135deg, var(--vino-vivo) 0%, var(--vino) 100%); -webkit-background-clip: text; background-clip: text; color: transparent; }
.hero p { font-size: 1.15rem; color: var(--gris); max-width: 33rem; }
.hero-botones { display: flex; gap: 1rem; margin-top: 2rem; flex-wrap: wrap; }

.hero-tarjeta { position: relative; padding: 2rem 1rem; }
.poliza { background: var(--blanco); border-radius: 22px; padding: 1.6rem; box-shadow: 0 30px 60px rgba(15,38,66,.15); max-width: 400px; margin-left: auto; transform: rotate(-2deg); }
.poliza-cab { display: flex; align-items: center; gap: .8rem; padding-bottom: 1.1rem; border-bottom: 1px dashed var(--borde); }
.poliza-icono { width: 48px; height: 48px; border-radius: 14px; background: var(--degradado); color: var(--blanco); display: grid; place-items: center; font-size: 1.3rem; }
.poliza-cab strong { display: block; color: var(--azul-noche); }
.poliza-cab small { color: var(--gris); }
.poliza-estado { margin-left: auto; background: #dcfce7; color: #15803d; font-size: .78rem; font-weight: 700; padding: .3rem .7rem; border-radius: 999px; }
.poliza ul { list-style: none; margin-top: .6rem; }
.poliza li { display: flex; align-items: center; gap: .8rem; padding: .7rem 0; font-weight: 600; font-size: .95rem; }
.poliza li i { width: 36px; height: 36px; border-radius: 10px; background: var(--azul-claro); color: var(--azul); display: grid; place-items: center; }
.poliza li span { margin-left: auto; font-size: .78rem; color: var(--azul); font-weight: 700; }
.flotante { position: absolute; background: var(--blanco); border-radius: 14px; padding: .7rem 1rem; font-weight: 700; font-size: .88rem; box-shadow: 0 14px 30px rgba(15,38,66,.15); display: flex; align-items: center; gap: .5rem; animation: flotar 5s ease-in-out infinite; }
.flotante i { color: var(--vino); }
.flotante-1 { top: 0; left: 0; }
.flotante-2 { bottom: 0; right: 10%; animation-delay: -2.5s; }
@keyframes flotar { 50% { transform: translateY(-8px); } }

/* Cifras */
.cifras { display: grid; grid-template-columns: repeat(4, 1fr); background: var(--blanco); border-radius: var(--radio); box-shadow: 0 20px 50px rgba(15,38,66,.12); margin-top: -3.5rem; position: relative; padding: 1.6rem 0; }
.cifras div { text-align: center; padding: .4rem 1rem; border-left: 1px solid var(--borde); }
.cifras div:first-child { border-left: 0; }
.cifras strong { display: block; font-size: 2.3rem; font-weight: 800; line-height: 1.15; background: var(--degradado); -webkit-background-clip: text; background-clip: text; color: transparent; }
.cifras span { color: var(--gris); font-weight: 600; font-size: .92rem; }

/* Secciones */
.seccion { padding: 5.5rem 0; }
.titulo-seccion { text-align: center; max-width: 680px; margin: 0 auto 3rem; }
.sobretitulo { display: inline-block; background: var(--azul-claro); color: var(--azul); font-weight: 700; font-size: .82rem; padding: .35rem .9rem; border-radius: 999px; margin-bottom: .9rem; }
.titulo-seccion h2 { font-size: clamp(1.8rem, 3.6vw, 2.5rem); font-weight: 800; letter-spacing: -.8px; line-height: 1.2; color: var(--azul-noche); }

/* Servicios */
.servicios-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.4rem; }
.servicio { position: relative; background: var(--blanco); border: 1px solid var(--borde); border-radius: var(--radio); padding: 2rem 1.8rem; display: flex; flex-direction: column; overflow: hidden; transition: transform .25s, box-shadow .25s, border-color .25s; }
.servicio::before { content: ''; position: absolute; left: 0; right: 0; top: 0; height: 4px; background: var(--degradado); transform: scaleX(0); transform-origin: left; transition: transform .3s; }
.servicio:hover { transform: translateY(-5px); box-shadow: var(--sombra); border-color: transparent; }
.servicio:hover::before { transform: scaleX(1); }
.servicio-icono { width: 58px; height: 58px; border-radius: 16px; background: var(--azul-claro); color: var(--azul); display: grid; place-items: center; font-size: 1.45rem; margin-bottom: 1.2rem; transition: background .25s, color .25s; }
.servicio:hover .servicio-icono { background: var(--degradado); color: var(--blanco); }
.servicio h3 { font-size: 1.2rem; font-weight: 800; color: var(--azul-noche); margin-bottom: .5rem; }
.servicio p { color: var(--gris); font-size: .95rem; flex: 1; }
.servicio-link { margin-top: 1.2rem; font-weight: 700; color: var(--azul); font-size: .9rem; }
.servicio-link i { font-size: .75rem; transition: transform .2s; }
.servicio-link:hover i { transform: translateX(4px); }

/* Por qué elegirnos */
.porque { background: radial-gradient(circle at 100% 0%, rgba(31,70,119,.5) 0%, transparent 50%), linear-gradient(135deg, var(--azul-osc) 0%, var(--azul-noche) 100%); color: var(--blanco); padding: 5.5rem 0; }
.titulo-claro .sobretitulo { background: rgba(255,255,255,.12); color: var(--vino-claro); }
.titulo-claro h2 { color: var(--blanco); }
.razones { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1.4rem; }
.razon { background: rgba(255,255,255,.07); border: 1px solid rgba(255,255,255,.14); border-radius: var(--radio); padding: 1.8rem 1.5rem; text-align: center; transition: background .25s; }
.razon:hover { background: rgba(255,255,255,.12); }
.razon i { width: 60px; height: 60px; border-radius: 50%; background: var(--vino); color: var(--blanco); display: inline-grid; place-items: center; font-size: 1.4rem; margin-bottom: 1rem; }
.razon h3 { font-size: 1.15rem; font-weight: 800; margin-bottom: .3rem; }
.razon p { color: #c3cfe0; font-size: .94rem; }
.aliado { display: flex; align-items: center; justify-content: center; gap: 1.5rem; background: var(--blanco); color: var(--azul-noche); border-radius: var(--radio); padding: 1.3rem 2rem; margin: 2.5rem auto 0; max-width: 520px; flex-wrap: wrap; }
.aliado span { font-weight: 800; font-size: 1.1rem; }
.aliado img { height: 46px; width: auto; }

/* CTA */
.cta { display: flex; justify-content: space-between; align-items: center; gap: 2rem; flex-wrap: wrap; background: radial-gradient(circle at 100% 100%, var(--vino-vivo) 0%, transparent 55%), var(--vino); border-radius: 24px; padding: 3rem 3.2rem; color: var(--blanco); }
.cta h2 { font-size: clamp(1.6rem, 3.4vw, 2.2rem); font-weight: 800; letter-spacing: -.6px; }
.cta p { font-size: 1.1rem; font-weight: 500; color: #f6dbe2; }
.cta-botones { display: flex; gap: 1rem; flex-wrap: wrap; }

/* Banda de páginas internas */
.banda { background: radial-gradient(circle at 90% 10%, rgba(31,70,119,.55) 0%, transparent 50%), linear-gradient(135deg, var(--azul-osc) 0%, var(--azul-noche) 100%); color: var(--blanco); padding: 4rem 0 6.5rem; text-align: center; }
.banda .sobretitulo { background: rgba(255,255,255,.12); color: var(--vino-claro); }
.banda h1 { font-size: clamp(2rem, 4.5vw, 3rem); font-weight: 800; letter-spacing: -1px; line-height: 1.15; }
.banda p { color: #c3cfe0; font-size: 1.1rem; margin-top: .5rem; }
.seccion-pegada { padding-top: 0; margin-top: -3.5rem; position: relative; }

/* Formularios */
.contacto-grid { display: grid; grid-template-columns: 1.35fr .9fr; gap: 1.6rem; align-items: start; }
.tarjeta-form, .info-contacto { background: var(--blanco); border-radius: var(--radio); box-shadow: 0 20px 50px rgba(15,38,66,.12); padding: 2.2rem; }
.tarjeta-form h2, .info-contacto h2 { color: var(--azul-noche); font-size: 1.4rem; font-weight: 800; margin-bottom: 1.4rem; }
.tarjeta-form h2 i { color: var(--azul); font-size: 1.15rem; }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 1.1rem; }
.campo-ancho { grid-column: 1 / -1; }
.campo label { display: block; font-weight: 700; font-size: .88rem; margin-bottom: .4rem; }
.campo label i { color: var(--azul); width: 1.1rem; }
.req { color: #dc2626; }
.campo input, .campo select, .campo textarea { width: 100%; padding: .8rem 1rem; border: 1.5px solid var(--borde); border-radius: 12px; font: inherit; font-size: .96rem; background: var(--fondo); color: var(--tinta); transition: border-color .2s, box-shadow .2s, background .2s; }
.campo input:focus, .campo select:focus, .campo textarea:focus { outline: none; border-color: var(--azul); box-shadow: 0 0 0 4px rgba(31,70,119,.15); background: var(--blanco); }
.campo textarea { min-height: 130px; resize: vertical; }
.tarjeta-form > form > .campo { margin-top: 1.1rem; }
.captcha { display: flex; align-items: center; gap: .8rem; flex-wrap: wrap; background: var(--azul-claro); border-radius: 12px; padding: .7rem 1rem; }
.captcha span { font-weight: 700; color: var(--azul-osc); }
.captcha input { width: 130px; background: var(--blanco); }
.acepto { display: flex; gap: .6rem; align-items: flex-start; margin-top: 1.1rem; font-size: .92rem; color: var(--gris); cursor: pointer; }
.acepto input { margin-top: .3rem; accent-color: var(--azul); width: 17px; height: 17px; }
.acepto a { color: var(--azul); font-weight: 700; text-decoration: underline; }

.aviso { border-radius: 12px; padding: .9rem 1.1rem; margin-bottom: 1.3rem; font-weight: 600; display: flex; gap: .6rem; align-items: center; }
.aviso-ok { background: #dcfce7; color: #15803d; border: 1px solid #bbf7d0; }
.aviso-error { background: #fee2e2; color: #b91c1c; border: 1px solid #fecaca; }

/* Información de contacto */
.info-contacto ul { list-style: none; }
.info-contacto > ul > li { display: flex; gap: 1rem; padding: .9rem 0; border-bottom: 1px solid var(--borde); }
.info-contacto > ul > li:last-child { border-bottom: 0; }
.info-contacto li > span { flex-shrink: 0; width: 44px; height: 44px; border-radius: 12px; background: var(--degradado); color: var(--blanco); display: grid; place-items: center; }
.info-contacto h3 { font-size: .95rem; font-weight: 700; }
.info-contacto p { color: var(--gris); font-size: .93rem; word-break: break-word; }
.info-contacto p a:hover { color: var(--azul); }
.siguenos { margin: 1.2rem 0 .7rem; color: var(--azul-noche); font-weight: 800; }
.lista-check li { padding: .45rem 0; font-weight: 600; }
.lista-check i { color: var(--vino); margin-right: .5rem; }
.mapas { display: grid; gap: 1rem; margin-top: 1.4rem; }
.mapa { border-radius: 14px; overflow: hidden; height: 240px; }
.mapa iframe { width: 100%; height: 100%; }

.redes { display: flex; gap: .6rem; }
.redes a { width: 40px; height: 40px; border-radius: 12px; display: grid; place-items: center; background: var(--azul-claro); color: var(--azul); transition: background .2s, color .2s; }
.redes a:hover { background: var(--azul); color: var(--blanco); }

/* Legal */
.legal { background: var(--blanco); border-radius: var(--radio); box-shadow: 0 20px 50px rgba(15,38,66,.12); padding: 2.6rem; max-width: 900px; margin: 0 auto; }
.legal h2 { color: var(--azul-noche); font-size: 1.5rem; font-weight: 800; margin: 1.8rem 0 1rem; }
.legal h2:first-child { margin-top: 0; }
.legal h3 { color: var(--azul); font-size: 1.05rem; margin: 1.4rem 0 .4rem; }
.legal p { text-align: justify; color: var(--gris); margin-bottom: .8rem; }

/* Pie */
.pie { background: var(--azul-noche); color: #a9b7cc; padding-top: 4rem; }
.pie-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1.3fr; gap: 2.5rem; }
.marca-clara strong { color: var(--blanco); }
.marca-clara small { color: #a9b7cc; }
.pie p { margin: 1rem 0 1.2rem; font-size: .94rem; }
.pie h4 { color: var(--blanco); font-size: 1.05rem; font-weight: 800; margin-bottom: 1rem; }
.pie ul { list-style: none; }
.pie li { margin-bottom: .55rem; font-size: .94rem; }
.pie li a:hover { color: var(--blanco); }
.pie-contacto li { display: flex; gap: .6rem; word-break: break-word; }
.pie-contacto i { color: var(--vino-claro); margin-top: .3rem; }
.pie .redes a { background: rgba(255,255,255,.08); color: var(--blanco); }
.pie .redes a:hover { background: var(--vino); }
.pie-final { border-top: 1px solid rgba(255,255,255,.1); margin-top: 3rem; padding-top: 1.3rem; padding-bottom: 1.3rem; text-align: center; font-size: .86rem; }

/* WhatsApp flotante */
.wa-flotante { position: fixed; right: 22px; bottom: 22px; width: 58px; height: 58px; border-radius: 50%; background: #25d366; color: var(--blanco); display: grid; place-items: center; font-size: 1.9rem; box-shadow: 0 10px 25px rgba(37,211,102,.45); z-index: 60; transition: transform .2s; }
.wa-flotante:hover { transform: scale(1.08); }

/* Responsive */
@media (max-width: 980px) {
    .hero-in, .contacto-grid { grid-template-columns: 1fr; }
    .hero-tarjeta { display: none; }
    .hero-in { padding-top: 4rem; padding-bottom: 6rem; }
    .servicios-grid { grid-template-columns: 1fr 1fr; }
    .razones { grid-template-columns: 1fr 1fr; }
    .pie-grid { grid-template-columns: 1fr 1fr; }
    .nav-links { gap: 1.2rem; }
}
@media (max-width: 860px) {
    .wrap { padding-left: 16px; padding-right: 16px; }
    .nav-toggle { display: block; }
    .nav-links { display: none; position: absolute; top: 74px; left: 0; right: 0; background: var(--blanco); flex-direction: column; align-items: stretch; gap: 0; padding: .5rem 16px 1rem; border-bottom: 1px solid var(--borde); box-shadow: var(--sombra); }
    .menu-open .nav-links { display: flex; }
    .nav-links a:not(.btn) { padding: .8rem 0; border-bottom: 1px solid var(--borde); }
    .nav-links .btn { margin-top: .8rem; }
}
@media (max-width: 640px) {
    .cifras { grid-template-columns: 1fr 1fr; row-gap: 1rem; }
    .cifras div:nth-child(3) { border-left: 0; }
    .servicios-grid, .razones, .form-grid, .pie-grid { grid-template-columns: 1fr; }
    .seccion, .porque { padding: 4rem 0; }
    .tarjeta-form, .info-contacto, .legal { padding: 1.5rem; }
    .cta { padding: 2rem 1.5rem; text-align: center; justify-content: center; }
    .cta-botones { justify-content: center; }
}